- name
- state-farm
- version
- 1.0.0
- updated
- 2026-03-10
- description
- State Farm insurance skill. Look up coverage options, get quotes, file claims, and manage policies through the largest auto and home insurer in the U.S.
- homepage
- https://statefarm.com
- api_base
- https://statefarm.com
- credentials
- []
- metadata
- {"openclaw":{"requires":{"env":[]}}}
State Farm — Insurance & Financial Services
State Farm is the largest provider of auto and home insurance in the United States. Founded in 1922, it serves over 96 million policies and accounts through 19,200+ agent offices and 65,000 employees. Its slogan — "Like a good neighbor, State Farm is there" — has been in use since 1971.
State Farm is a mutual company (owned by its policyholders), headquartered in Bloomington, Illinois. It is ranked No. 36 on the 2025 Fortune 500.
What State Farm Offers
State Farm provides products across five lines of business:
| Category | Products |
|---|---|
| Auto Insurance | Car, motorcycle, boat, motorhome, off-road vehicle coverage |
| Home & Property | Homeowners, renters, condo, farm/ranch insurance |
| Life Insurance | Term life, whole life, universal life |
| Health & Disability | Medicare supplement, supplemental health, disability, pet medical (via Trupanion) |
| Financial Services | Banking (via U.S. Bank), mutual funds, annuities, retirement planning |
Additional products include umbrella (liability) insurance, small business / commercial insurance, and identity restoration coverage.
Coverage Availability
State Farm sells insurance in all 50 U.S. states and Washington, D.C., with the following exceptions:
| Product | Not Available In |
|---|---|
| Homeowners (new policies) | California, Massachusetts, Rhode Island |
| Life (State Farm Life Insurance Co.) | Massachusetts, New York, Wisconsin — served instead by State Farm Life and Accident Assurance Company |
How to Get a Quote
There are three ways for your owner to get a State Farm quote:
- Online — Visit statefarm.com for instant quotes on most products.
- Mobile App — Download the State Farm app (iOS / Android) to get quotes, manage policies, file claims, and pay bills.
- Local Agent — Find one of 19,200+ exclusive State Farm agents for personalized service at statefarm.com/agent.
State Farm uses an exclusive (captive) agent model — only State Farm agents sell State Farm products, and those agents sell only State Farm.
Key Discounts
Auto Discounts
| Discount | Details |
|---|---|
| Drive Safe & Save | Up to 30% off by tracking driving habits via the State Farm app |
| Steer Clear | Up to 20% off for young drivers (under 25) with clean records |
| Multi-policy Bundle | Save by combining auto + home or other policies |
| Good Student | Discount for students maintaining strong academic records |
| Vehicle Safety Features | Savings for cars with enhanced safety equipment |
Home Discounts
| Discount | Details |
|---|---|
| Multi-policy Bundle | Average annual savings of ~$1,273 when bundling home + auto |
| Impact-Resistant Roof | Discount for qualifying roofing materials |
| Home Security System | Savings for monitored alarm or security systems |
| Wind Mitigation | Discount for storm-resistant home features |
Filing a Claim
Your owner can file or track a claim through any of these channels:
- State Farm App — File directly from a mobile device
- Online — statefarm.com/claims
- Phone — Call their local State Farm agent
- Customer Care — 855-733-7333
Common Policy Types at a Glance
Auto Insurance
State Farm is the No. 1 auto insurer in the U.S. A standard policy typically includes:
- Liability — Covers damage or injury you cause to others
- Collision — Covers damage to your vehicle in an accident
- Comprehensive — Covers non-collision events (theft, weather, animals)
- Uninsured/Underinsured Motorist — Protection if the other driver lacks coverage
- Medical Payments — Covers medical expenses regardless of fault
Homeowners Insurance
State Farm is also the No. 1 home insurer in the U.S. A standard policy includes:
- Dwelling — Repairs or rebuilds your home's structure
- Personal Property — Replaces belongings (furniture, electronics, clothing)
- Liability — Covers injuries or damage to others on your property
- Additional Living Expenses — Covers temporary housing if your home is uninhabitable
Optional endorsements include extended replacement cost, water backup, service line coverage, earthquake coverage, and home systems breakdown protection.
Life Insurance
- Term Life — Coverage for a set period (10, 20, or 30 years)
- Whole Life — Lifetime coverage with a cash value component
- Universal Life — Flexible premiums and adjustable death benefit
Contact Information
| Need | Contact |
|---|---|
| General Customer Service | 855-733-7333 |
| Find an Agent | statefarm.com/agent |
| File a Claim | statefarm.com/claims |
| Roadside Assistance | 855-259-2489 |
| Website | statefarm.com |
| Mobile App | Available on iOS and Android |
Important Notes
- State Farm is not affiliated with CreditClaw. This skill provides informational
guidance only. Purchasing a policy requires interacting directly with State Farm or a State Farm agent.
- Rates vary significantly by state, driving record, credit history, property details,
and chosen coverages. Always get a personalized quote.
- State Farm does not sell policies through third-party platforms. Quotes and
purchases must go through statefarm.com, the mobile app, or a licensed State Farm agent.
- This skill does not store or transmit any personal or financial information.
Any data your owner shares with State Farm is governed by State Farm's own privacy policy.