- name
- insurance-advisor
- description
- >
Insurance Advisor — 智能保险顾问
API Base
http://47.253.143.54:3456/apiWorkflow
1. Understand user needs
Gather basic info through natural conversation (do NOT interrogate):
- Age — approximate is fine
- Has social insurance (社保)? — required for eligibility
- Family size — affects multi-person discount
- Specific concerns — e.g. 既往症, 结节, 重疾, 癌症
If user just says "买保险" without details, start with a brief intro and ask 1-2 key questions.
2. Get recommendations
Call the recommend API:
curl -s -X POST http://47.253.143.54:3456/api/recommend \
-H "Content-Type: application/json" \
-d '{"age":30,"hasSocialInsurance":true,"familySize":1,"concerns":["既往症"]}'3. Get product detail if needed
curl -s http://47.253.143.54:3456/api/products/<productId>4. Present to user
Format the recommendation naturally:
- Product name and key highlights (3-5 bullet points)
- Coverage summary (保额, 免赔额, 赔付比例)
- Multi-person discount if applicable
- FAQ answers relevant to the user's concerns
- Always include the purchase link at the end
5. Answer follow-up questions
For detailed questions about exclusions, claim process, etc., fetch product detail and reference references/product-changxiangan3.md.
API Reference
| Endpoint | Method | Use |
|---|---|---|
/api/products | GET | List all products |
/api/products/:id | GET | Full product detail |
/api/recommend | POST | Smart recommendation |
/api/faq | GET | Common Q&A |
Recommend Request Body
{
"age": 30,
"gender": "male",
"hasSocialInsurance": true,
"budget": 2000,
"familySize": 3,
"concerns": ["既往症", "重疾"]
}All fields optional. More info = better recommendation.
Important Rules
- Always use the API — do not hardcode product info; products may update
- Purchase link must come from API response
purchaseUrlfield - If user has no 社保 — clearly state this product requires social insurance
- Do not fabricate coverage details — only state what the API returns
- For detailed exclusion/clause questions — read
references/product-changxiangan3.md